Frequently Asked Questions

We offer a comprehensive range of financial services including angel investor connections, personal and business lines of credit, corporate tax strategies, debt collection services, first and second mortgages, business consultation, and branding & marketing solutions. Every service is tailored to the unique needs of Ontario individuals and businesses.

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Yes — your first consultation is completely complimentary. We take the time to understand your financial situation, goals, and challenges before recommending any solution. There is no obligation to proceed.

A minimum credit score of 700 is required for personal lines of credit, business lines of credit, and mortgage services. Our corporate tax strategy, business consultation, collection services, and branding services have no credit score requirement. If your score is below 700, our advisors can help you build a plan to improve it.

Our office is located in Etobicoke (Unit 303, 75 International Blvd, Etobicoke, ON M9W 6L9) and we serve clients across the entire province of Ontario. We offer both in-person and virtual consultations to accommodate clients outside the Greater Toronto Area.

We are licensed independent financial advisors and mortgage agents — not direct lenders. We work with a network of 50+ banks, credit unions, private lenders, and alternative financing sources to find the best product for your specific situation, which often results in better rates and terms than going directly to a single institution.

Business lines of credit typically take 2–6 weeks from application to funding. Personal lines of credit may be approved faster. The timeline depends on the completeness of your documentation and the lender's internal processes. We work to expedite every application and keep you informed throughout.

For a mortgage consultation, it helps to have government-issued ID, proof of income (T4s, NOAs, or business financials), a recent credit report (we can pull one with your consent), and details of the property if you have one in mind. For a first consultation, you can come with just your questions — we'll guide you on next steps.

If we take on a service engagement and are unable to deliver the agreed outcome, we offer a full refund. Your success is our commitment and our reputation depends on results. We only take on clients we genuinely believe we can help.

While we are not a credit repair agency, our advisors can review your credit profile and provide a personalized action plan to improve your score over time. This is often a first step for clients who need to reach a 700+ score to qualify for our lending and mortgage services.

You can book online using our booking form, call us at +1 647 637 2912, or email us directly. Our office hours are Monday to Friday, 10 AM – 5 PM. Same-week appointments are usually available, and virtual consultations can often be arranged with 24 hours notice.